The financial media has recently been debating the “inverted yield curve” which is considered a sign of inevitable economic recession. Some experts believe another recession is lingering, like the 2008 drop in the market while others are taking that idea to the next level and divesting from the market. Other experts believe this is not a major problem and advice to continue investing as usual. How does the average investor know who is correct? HCR Wealth Advisors is advising that this is not a yes or no answer.


The Inverted Yield Curve

A yield curve is defined as the expected return from a set of various investments. In general, investments have higher return rates for those with longer terms (a one-year investment will yield less than a 10-year investment). In other words, the longer you wait for your money, the more you will make. When the yield curve inverts, the short-term investment yields higher returns than the long-term investment. For the entire economy, economists analyze Government bonds and notes, focusing on the gap between the short-term and long-term bonds, and this is where the inversion occurs.

Does the Yield Curve Guarantee a Recession?

Although the yield curve inversion has historically preceded every recent United States recession, not every recession has been immediate. In 1965 and 1998, the yield curve inverted but the recession occurred two years later.

HCR Wealth Advisors is telling the American public not to panic. Recessions are the result of numerous factors and the impact does not emerge for several years. Therefore, HCR Wealth Advisors are telling clients to proceed cautiously and look for safer options but don’t move it around as a knee-jerk reaction.

What they do

HCR Wealth Advisors is a wealth management firm headquartered in Los Angeles, California who provides financial planning and wealth management advice. They operate based on creating strong relationships with their clients and a network of experts by building trust. The result is a high retention rate of clients. Trust is built by HCR Wealth using old-fashioned transparency and honesty regarding their fees and walking their clients through the various planning tactics, so they understand the process.

This article is provided for informational purposes only and should not be interpreted as investment advice.


Sergey PetrossovRunning a business can be a challenge, especially for someone who is responsible for a large company worth over a billion dollars. Add to that challenge only being 28, and you begin to get a picture of the figure behind the success of JetSmarter, a type of “ride sharing” jet charter that has become real competition for commercial airlines and private jet charters across the country. Sergey Petrossov has managed to accomplish a task few will ever attain while still in his 20s. 

Humble Beginnings

Sergey Petrossov moved to the United States in his teen years. At some point in his 20s, he was riding on a charter jet and had a brilliant idea. He sat down with the CEO of the company and discovered how the business was operated and made sweeping, modern changes to the traditional way they do business. He saw a need for a more streamlined, technology-friendly private jet service, so he enlisted the help of a top app designer and created an app-based company catering to the affluent primarily.

In just a few short years, Sergey Petrossov was able to raise millions to expand his business and partnered with celebrities and the Saudi Royal Family. Today his company is continuing to grow and has upgraded the app to be more user-friendly and convenient. 


A Driven Entrepreneur

Sergey Petrossov currently serves as both the President and the CEO of his company. His shoulders most of the burden running JetSmarter day to day. His work ethic and determination to become one of the top airline companies in the world has helped his company to become wildly popular and allowed it to expand to some of the most popular destinations in the world. 

JetSmarter is currently on track to offer service to additional territories and will continue to upgrade their services and the flexible options it allows its customers to take advantage of, for less than traditional private jet charters. 


The Academy of Art University was founded in 1929 and was established to be a school for advertising art. Until 1951 the school was led by the founder Richard S. Stephens, who also happened to be a magazine editor and a painter. Richard A. Stephens took over for his dad in 1951 and lead the school until 1992 when he was replaced by his daughter, Elisa Stephens. While she held presidency she amazingly was able to take the number of students from 2000 to 18,000 by 2012.

In 2007 The Academy of Art University was able to receive regional accreditation by the Western Association of Schools and Colleges. Along with their other incredible accomplishments, the school has also been able to become a member of the National Association of Schools of Art and Design. In 2016 there was around 7% of the students that were able to complete a four-year degree within the appropriate amount of time. The school amazing accomplishments do not stop there though. The Academy of Art University Automobile Museum is also operated and owned by the Academy of Art University.

On September 9, 2017, the Academy of Art University’s School of Fashion was able to hold their 21st runway showcase. The show was said to be of top interest by many due to the different backgrounds of many of the designers. Many of the designers were coming all the way from China to coastal Maine. This brought tons of interest due to all of the different ideas that were going to be expected to be at the show. This left many of the students panicking for hours as they all got ready for their 15 minutes of fame. The thing that made the students even more nervous was that they were not only showing their pieces in front of other students but also tons of celebrities that had come out that day to see all of their fashion pieces. So one by one each of the students showed what their visions were for the future of fashion and by the end, the show was a complete success for all.

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Raffaele Riva is a well-rounded person and businessman. He makes sure to live a well-balanced life, through personal achievement and happiness. The international businessman is fluent in several languages, giving him a diverse ability to connect with many kinds of people all over the world. These languages include English, French, and Italian. Raffaele is also a dual-citizen of Switzerland and Italy. When it comes to his interests, they vary. He enjoys boating, scuba diving, auto racing, and is passionate about art and food. Mr. Riva is a wine connoisseur and has a contemporary art collection. When it comes to clubs, the international businessman is a member of the London Reform Club and the Monaco Yacht Club.

The successful businessman is the founder of AUREA Multi Family Office. The advisory company was founded in 2008, and it has many subsidiary companies below it. They specialize in subjects including investments, international transactions, real estate, asset management, trusts, and much more. A few of them include Aurea Gestioni Patrimonialia SA, BGB AUREA Ltd., and many more. These companies are based in countries all over the world in Latin America, Canada, Western Europe, and South Africa. Previously to starting his own company, Raffaele Riva worked as an auditing specialist and accountant for several large companies.

Raffaele Riva has a harmonious and positive outlook when it comes to business. Following your passion and doing what you like is what the international businessman recommends others to do. Mr. Riva notes that surrounding himself with trustworthy people is key to succeeding in business. They also have to have a strong work ethic and be a team player. When it comes to his customers, he puts them first. That should be the number one priority of every business if they want to succeed long-term. Raffaele has taken these principles to life and has succeeded tremendously.

Founded in 1990 by brothers Iskandar Safa and Akram Safa, Privinvest Shipbuilding Group designs and constructs vessels for naval and commercial uses. Privinvest is headquartered in Beirut, Lebanon and owns shipyards in the United Arab Emirates, Greece, the UK, Germany and France.

The PISB, which includes the Abu Dhabi Mar in the Emirates and the Hellenic Shipyards in Greece, builds submarines, surveillance systems and maritime solutions for exclusive economic zones. The UK’s Isherwoods specializes in information systems design and provides logistics support for naval and commercial applications.

German Naval Yards comprises three separate shipyards. Lindenau specializes in vessel maintenance and repair, while the Kiel facility builds complex military ships. Nobiskrug designs and constructs superyachts, and unveiled the eight-deck Sailing Yacht A in 2017. This vessel won the 2018 World Superyacht Award for its technical and manufacturing excellence in the Sail-Assisted Motor Yacht category.

Constructions Mecaniques de Normandie (CMN) in France builds and repairs naval vessels and is involved in several renewable energy initiatives. CMN specializes is vessel redesign, working to adopt the trimeran hull that gives vessels an advantage in surveillance activities. Its prototype vessel, the Ocean Eagle, has a slender hull and two small floats that ensure stability and comfort even in rough tide. CMN also developed the Ocean Eagle Mine Hunter version, which uses remotely operated vehicles to locate sea mines.

Since its creation, Privinvest has delivered more than 2,000 vessels to over 40 countries, several private clients and six national navies. The company, which is headed by Iskandar Safa as CEO, employs more than 2,500 people and is working on innovative surveillance, vessel maintenance and renewable energy projects. Privinvest offers technology and intellectual property transfer to countries that wish to develop their own maritime industries, and has additional interests in the hospitality, real estate and media sectors.

Prominent Dallas cosmetic surgeon Dr. Jejurikar said “going under the knife” is not the only option for people who want to counter the effects of aging in their appearance. Modern technology and plastic surgery science have developed a range of treatments to fight the effects of aging that don’t involve surgery. One of them is injectables. Dr. Jejurikar said several non-surgical filler materials have been developed that can transform aspects of aging common to the face, such as forehead wrinkles. Botox has now become a well-known treatment thanks to considerable media attention.

Dr. Jejurikar said Botox remains a safe and effective treatment to smooth out wrinkles and that results appear in two to three days. Dr. Jejurikat has been practicing plastic surgery in Dallas for more than 21 years. He has developed a reputation as among the best in his field, not just in Dallas, but nationally. He is a member of the renowned Dallas Plastic Institute. In 2012, Sameer Jejurikar was among just 3% of physicians among 870,000 to receive the Compassionate Doctor Certification based on patient votes conducted by the Patients’ Choice recognition program.

Dr. Sameer Jejurikar is considered by industry analysts to be a leading expert in a gluteal augmentation procedure – better known as the Brazilian butt lift. He also performs all other kinds of plastic surgery procedures, from breast enhancement and reconstruction to pediatrics plastic surgery and complex wound reconstruction. Born in Minnesota, Dr. Jejurikar is a graduate of the University of Michigan Medical School and now considers himself an “official Texan.”

Sameer (Sam) Jejurikar, a board-certified plastic surgeon and a member of the Dallas Plastic Surgery Institute, has offices in Plano and Dallas and sees clients throughout the country and the state. He is a body contouring specialist, having performed a number of buttock enhancement operations, including buttock implant surgery and the Brazilian butt lift. Dr. Jejurikar is regarded by his patients as among the best of the plastic surgeons in Dallas amid his thoroughness of examination and clarity of instructions. “I do recommend Dr. Sam Jejurikar,” reads one testimonial, “and can tell you his work is without compare, and (he) is one of the nicest people I have ever met. I am a flight attendant and could have my procedure done anywhere. but I will send Dr. J anybody that I meet who needs his services with complete confidence.”

Dr. Jejurikar underwent postgraduate training beyond that obtained by most plastic surgeons. He completed his fellowship at a New York ear, eye and throat facility, developing techniques for cosmetic surgery of the breast, body and face. Dr. Jejurikar completed his training with honors at the University of Michigan Medical School. He stayed at the medical school to perform his plastic surgery residency. He is certified by the American Board of Plastic Surgery and has given numerous national presentations, publishing several articles and book chapters on his research and clinical interests. He is a member of the Dallas Society of Plastic Surgeons, the American Society for Aesthetic Plastic Surgery and the American Society of Plastic Surgeons.

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Impossible burgers had a very stressful summer this year. They launched a new burger that had customers demanding more. They came out with a meatless burger that sold in various fast food chains across the country. In April, they announced that they were running out of the plant based meat. Customers fell in love with the burger and immediately started demanding more.

The meatless burger was first launched at Burger King. They were added to the restaurants in certain areas like California and Chicago. A few more fast food chains started to spark interest in the product. White Castle was one of the few interested in adding the meatless burger to their menu. Another popular fast food chain that has sparked interest and is considering adding the burger to their menu as well is McDonalds. McDonalds claims that they are interested in a plant based burger, and are currently trying to create their own to add to their menu.

Impossible burgers had to come up with a plan to make enough products to satisfy their customers needs, so they teamed up with OSI Group in order to take on the task. OSI Group is one of the top food suppliers in the world. OSI Group have supplied McDonalds with their meat for years. They have ordered the equipment they needed and are prepared to increase the inventory of meatless burgers every week. Various workers have also volunteered to work 12 hour shifts in their 38 degree warehouse just so they can supply enough meat for their customers.

Teaming up with OSI Group will be tricky because teaming up with partners usually is, but they believe it’s what’s needed to take care of this serious supply and demand issue. They have a large quantity needed for the busy Burger King chains in places such as California and Chicago, but they are already on their way to success.

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Born in June of 1978 in New Delhi, India, Bhanu Choudhrie is one of London’s leading entrepreneurs. He is most notably known for his philanthropy, strategic investments, and support of the aviation industry. Bhanu began his career by pursuing his education at the University of Boston for International Business and Marketing.

Continuing his education, Mr. Choudhrie completed Harvard business school. Following this education, Bhanu relocated back to London in 2001. Upon returning to London and with extensive education in hand, Mr.Choudhrie would go on to be a highly profitable businessman and an active philanthropist. Visit Bhanu Choudhrie on facebook to learn more about his platform.

Investments, Growth, & Aviation

In 2001 Bhanu Choudhrie launched a private equity firm C&C Alpha group alongside his family in London. To this day, Bhanu still serves as the corporation’s Director. Following his early success in private capital, Mr. Choudhrie was named Entrepreneur of the Year at the Asian Voice Political and Public Life Awards in 2008. C&C Alpha currently invests in the industries of healthcare, real estate, aviation, hospitality, and utilities. In 2006 Bhanu Choudhrie founded a subsidiary group, Alpha Aviation Group Ltd. The main goal of AAG being to train commercially competent pilots. In his subsidiary group AAG Ltd., Bhanu and his team also aim to recruit women to compensate for a global female pilot shortage. With his experience in aviation, Mr. Choudhrie has also heavily influenced the development of aviation in emerging airline markets such as India. In addition to these business ventures, Bhanu Choudhrie currently serves as a member of the Board of Directors for Customers Bank as well as Atlantic Coast Bank.

Charitable Efforts

Bhanu Choudhrie is a known philanthropist and charity advocate. As a member of multiple charity organizations, he serves to make an impact within a variety of fields and communities. Currently, he serves as a director for Path to Success and as a member of the YPO Mayfair Chapter. Mr. Choudhrie is also known as the founder of Stellar International Art Foundation. Stellar International Art Foundation is a non-profit organization based in both California and Bulgaria. The charity aims to assist orphans, disadvantaged children, and their families.